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What is Employment Practices Liability?


Employment Practices Liability (EPL) is aimed at businesses with at least ten employees and provides extensive protection against the cost of employment disputes and prosecutions, brought against the business or employees for compliance or regulatory matters.

EPL provides a comprehensive employment health check which is carried out remotely and, provided that recommended employment practices are in place, the business is fully protected against legal costs plus compensation or damages should an employment breach occur.


How can Employment Practices Liability help?

Employment practices healthcheck

At the start of your policy, we will arrange a review of your business’s employment procedures to identify any possible failings and ensure that your organisation complies with best practice. Once completed, a detailed report will be produced showing, if necessary, areas needing improvement. You must implement any recommendations of the report in order to benefit from full cover under your policy. For maximum convenience and cost-effectiveness to your business, the work is usually carried out either online or by telephone.

Employment disputes & compensation

Employment law changes constantly and keeping on top of it can be a full-time job. You can keep up-to-date and download free employment-related documents from our business legal services website. If you have a dispute with an employee it can be stressful, time-consuming and very costly to both your finances and reputation. We will pay the legal costs of defending your business if an employee brings a claim against you. We will also pay compensation awarded against you.

Legal defence

All businesses operate within a complicated framework of legislation. Our business legal services website can help you to remain compliant but if things go wrong we will pay the legal costs to defend your business throughout a criminal investigation or prosecution, including motoring offences.


News & Press

Please click here to be directed to our Product Oversight and Governance pages

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