Skip to main content skip to search skip to contact

Why is Legal Insurance for Landlords important?


While being a landlord can be an effective way of investing money, it is not without its problems.

Recovering rent arrears, evicting problem tenants and responding to emergencies such as burst pipes and heating breakdowns can be expensive and time-consuming. We can offer your landlord customers effective solutions to these kinds of issues with our range of products tailored to their needs.

Unfortunately, all landlords are exposed to the risk of a tenant falling behind with their rent, refusing to leave at the end of a tenancy, or causing damage to the property. You are protected for legal costs and where applicable, indemnity for rent arrears up to £50,000 with our Landlords' Legal Insurance Solutions.

Additionally, our Landlord Emergency Insurance offers landlords and tenants peace of mind, with round-the-clock repairs, labour, and call-out fees covered by a qualified contractor.

Suited arm, with hand holding a house
Cartoon landlord thinking about making money from a high rise building

How does our Landlord Legal Insurance work?


Landlords' Legal Insurance Solutions

Our insured contacted us after their tenant failed to pay rent for three months and then vacated the property. Despite our insured chasing their tenant for payment they were unable to get any response. We approved the claim and passed the matter to a panel solicitor. They were able to negotiate a payment plan with the tenant who was having cashflow issues. The insured received repayment plus interest over the following six months. ARAG settled the solicitor’s cost.

Landlord Emergency Insurance

During a particularly cold snap last winter, on a Saturday morning, the heating boiler at our insured’s rented property broke down. As our insured’s tenant had three young children, our insured was keen to resolve the problem as soon as possible. The insured contacted us and we immediately appointed a contractor who attended later that day and ordered the replacement part needed to complete the repair to the boiler. The part was fitted the following day and the insured’s tenant was able to heat their home again.


News & Press

Please click here to be directed to our Product Oversight and Governance pages

Welcome to
ARAG live chat!

Do you have a question?
We will be happy to help you.