What is legal expenses insurance?

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Legal expenses insurance can help protect you from the cost and stress of unexpected legal disputes. Explore the information below to learn how it works, what it can help with and how to access support when you need it.

Legal expenses insurance is a type of ‘add-on’ insurance designed to help protect you and your family against the impact of life’s unexpected legal challenges.

If you find yourself in need of help, legal expenses insurance gives you access to a legal advice helpline and could also cover your legal costs, even if your case goes to court. It could provide cover for common issues like:

  • Unfair dismissal, or discrimination at work
  • Injury from an accident that was not your fault
  • Disputes involving faulty goods or services

Whether you have a legal problem or not, your policy provides round-the-clock access to telephone legal advice to help you understand your legal rights.

Like our confidential counselling service, the legal advice helpline is available 24/7 to answer queries about the law in England and Wales.

Our customers have access to a legal services website providing a host of business and legal guides, videos, interactive checklists and document building tools, that can all help you with managing your legal affairs.

The service provides useful tools, articles and information about things like changes to the law and topical issues that may be impacting you, such as your employment rights as a renter.

Where can I buy it?

Most legal protection policies are available as an add-on when you buy another insurance policy, such as home or motor insurance, through an insurance provider or insurance broker.

It is also important to check what cover you already have in place before purchasing legal expenses insurance, as you may already have access to similar benefits through one of your existing insurance policies.

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