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Legal expenses insurance (LEI) is typically sold as an optional ‘add-on’ when purchasing an insurance policy, although it does sometimes come as part of standard insurance cover. It is often included with:

  • Home contents insurance

  • Buildings insurance

  • Car or motorcycle insurance

  • Commercial, small business or package insurance

You may also have elements of legal expenses insurance cover included with another product or as a benefit of your employment.

To see whether you have this cover, check your current insurance policy documents, and the terms and conditions of other packaged products or employment contracts.

 

I’ve checked and I am not covered, what can I do?

When you next go to renew or take out a new insurance policy, speak to your insurance advisor about legal expenses insurance and whether it would be suitable. If you do not have cover, any legal costs must be settled by the individual.

 

Where can I find out more?

If you are looking for more information on legal expenses insurance our frequently asked questions may be of interest.

Alternatively, if you are already an ARAG customer and want to talk about a legal issue, you can call our legal advice helpline where our team of experts will help you understand your rights and offer advice on taking the next steps.