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Why is commercial legal expenses a must-have insurance cover?
We provide an innovative and comprehensive range of Legal Expenses Insurance (LEI) products and assistance products to brokers, underwriting agents and insurers.
Our LEI products offer legal protection to business, families, motorists, and landlords. We also sell a range of assistance products including Home Emergency, Landlord Emergency and Motor Breakdown.
We can help you with:
Customer Legal Dispute Scenarios
These scenarios show how our legal solutions work in practice, resolving disputes efficiently and effectively.

Property legal dispute scenario
A small manufacturing business found its access blocked by cars from a neighbouring dealership. After calling ARAG’s advice line, they were told they had a valid claim. A specialist lawyer resolved the issue, ARAG covered £2,300 + VAT in legal costs, and the dealership removed all vehicles.

Employment legal dispute scenario
An ex‑employee accused our policyholder of religious discrimination, triggering media attention and abuse. ARAG funded PR support and, when mediation failed, covered legal costs for a tribunal. After a four‑day hearing, the case was settled in the policyholder’s favour, with £21,000 in fees paid.
Are you looking for more support?
Commercial Legal Expenses Insurance FAQs
Commercial legal expenses insurance is usually sold alongside other commercial insurance products and can be included as part of a wider commercial package policy wording, or sold individually with its own separate policy wording.
Dependant on the policy you have, commercial legal expenses insurance cover the costs of:
- A dispute with an employee that cannot be resolved
- A notice of an enquiry into the tax or VAT returns of the business
- Providing legal advice when it is needed quickly
- A Health & Safety inspection ending with a threat to prosecute the business
- A neighbouring business restricting access to the premises
- Navigating and resolve contract disputes
Plus...
- An appointed lawyer’s legal fees
- Court fees
- Expert witness costs
- The other side’s costs if you are unsuccessful
- Certain compensation awards you are ordered to pay.
Our legal helpline can give you confidential legal advice on a range of commercial legal issues.
As often as you need; there are no limits on how many times you can call.
Commercial legal expenses insurance could cover a number of legal costs that your general business insurance won’t cover. For example, commercial legal expenses insurance can help you pursue a claim over a contract dispute with a supplier.
Many commercial legal expenses insurance policies will offer assistance in recovering unpaid debt, however the amount in dispute must be over £200 (including VAT).








