Are you covered?

How to check if you have cover

Legal expenses insurance (LEI) is mainly sold as an optional ‘add-on’ when purchasing a landlord insurance policy. Sometimes it can come as part of standard insurance cover.

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Legal expenses insurance is often included with:

  • Home contents insurance
  • Buildings insurance
  • Car or motorcycle insurance
  • Commercial, small business or package insurance

To see whether you have this cover, check your current insurance policy documents, and the terms and conditions of other packaged products.

Don't have cover?

If you've checked and you're not covered, when you next go to renew or take out a new insurance policy, speak to your insurance advisor about legal expenses insurance and whether it would be suitable. If you do not have cover, any legal costs must be settled by the individual.

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Legal expenses insurance could provide you with funding for bringing or defending a legal case, and gives you access to telephone advice to help you with a legal issue.