What is Legal Expenses Insurance?

As well as protection against the costs of many common disputes, legal expenses insurance gives your business access to round-the-clock legal support over the phone and a host of online legal resources.

Cover for legal costs

If you experience a legal problem covered by the policy, legal expenses insurance can help pay unforeseen costs up to the limit of indemnity, which is typically between £100,000 to £250,000.

Please refer to your policy documentation for any specific limits to cover or exclusions.

Telephone legal support

Whether you have a legal problem or not, your policy provides round-the-clock access to telephone legal advice to help you understand your legal rights and responsibilities in business.

Like our confidential counselling service, the legal advice helpline is available 24/7 to answer queries about the law in England and Wales.

Online legal services

Our policyholders have access to a legal services website providing a host of business and legal guides, videos, interactive checklists and document building tools, that can all help you with the day-to-day running of your business while managing your exposure to legal risk.

The service provides useful tools, articles and information about things like new legislation, employment issues, property law and taxation, all regularly updated by legal experts to help your business stay one step ahead.

Where can I buy it?

Most legal protection policies are available as an add-on when you buy a business insurance policy through an insurance provider.

It is also important to check what cover you have in place before purchasing legal expenses insurance, as you may already have access to similar benefits through another insurance policy.