News, Articles, PR - ARAG | Legal Expenses Insurance

ARAG and Maxima combine to support small legal practices

ARAG’s 2025 re-launch of the Optimise scheme supports smaller legal practices with streamlined processing, competitive premiums, and delegated authority access. 28/04/25
Managing Silicosis risk

Matt Warren looks at the implications for businesses working with artificial stone, and what resources may be available to help. 24/04
A spring loaded with employer challenges

Despite some speculation, the government’s first Spring Statement in March was never going to introduce sweeping changes to taxes or major new legislation. 16/05/25
Employment Law update

The upcoming changes to employment law in the UK for 2025 are set to bring significant transformations to the workplace. Key areas for change include the largest ever increase in the National Minimum Wage, new rights for neonatal care, and comprehensive reforms under the Employment Rights Bill. 04/04/2025
ARAGs Family Day One Benefits

With most insurance policies, if you don’t make a claim, you don’t get any real benefit from them. Our Family Legal policy is different – it offers a wraparound legal service from day one. 26/03/2025
April fool or legal fool? The risks of workplace pranks

Can employers and employees find themselves in hot water should a prank be felt on the receiving end as harmful? Can a prank turn into legal proceedings? 26/03/25
ARAG appoint new Director of Underwriting

ARAG has announced that Nathan Holt will take over as Director of Underwriting, when David Haynes becomes CEO at the start of April. 25/03/25
Strategies for a resilient mind

This article delves into the importance of prioritising mental health, offering practical strategies for nurturing a resilient mind in today’s challenging times. 21/03/25
Bad hair day: Your legal rights

Grace Hughes from ARAG Law, has all the information you need to know about your rights and what you can do if your dream makeover turns into a nightmare. 19/03/25
Trust in AI

ARAGs Director of Underwriting and incoming CEO, David Haynes, looks at how insurers can reap the benefits without endangering the trust that underpins their business. 17/03/25
Replacing the Covid-19 Protocol

Six months on from the Clinical Negligence Claims Agreement, Society of Clinical Injury Lawyers (SCIL) Chair and Head of Medical Injury at Ashtons Legal LLP, Sharon Allison takes a look at how the new agreement is settling in. 13/03/25
The Procurement Act 2023: What you need to know

The Procurement Act 2023 aims to simplify and consolidate the rules for public contracts, bringing a more flexible and strategic approach to procurement procedures. 06/03/25
Don’t take a gamble when it comes to online betting

With the Cheltenham Festival just around the corner, Simon Roberts solicitor at ARAG Law delves into the world of online betting. 06/03/25
Assessing the Gender Justice Gap

As we approach International Women’s Day, there will inevitably be some focus on the ‘gaps’, the difference between the experiences and outcomes for men and women in the workplace, their financial wellbeing and many other aspects of life. 07/03/2025
ARAG strengthens City team with experienced hire

Leading legal expenses insurance and assistance provider, ARAG has appointed Peter King to the role of London Market Account Manager, strengthening the company’s presence in the City. 25/02/25
What businesses need to know about food allergies and the law

This article unpacks the key legal duties, best practices, and potential risks, helping businesses and institutions create a safer, more inclusive environment for everyone. 20/02/25
David Haynes to succeed Tony Buss as CEO of ARAG UK

David Haynes will replace CEO Tony Buss on his retirement at the start of April and take on leadership of ARAG’s UK business. 07/02/25
National Apprenticeship week: What you need to know

National Apprenticeship Week is an opportunity to celebrate the impact apprenticeships can have for both individuals and the businesses that take them on. 05/02/25
Valentine’s Day – who gets to keep the ring?

Sam Davies from ARAG Law investigates the complex legal position surrounding ring ownership at the end of a relationship. 04/02/25
ARAG UK welcomes new CEO

The Nomination Committee of ARAG UK has appointed David Haynes as CEO of ARAG UK Holdings Limited and ARAG Legal Expenses Insurance Company Limited, in Bristol. 30/01/2025
Chris Neill takes new Partner role at ARAG Law

Chris Neill has been appointed as Partner and Head of Volume Litigation at ARAG Law; the law firm purchased as part of the DAS UK acquisition last year. 23/01/25
What can drivers do when councils are a stuck in the mud on repairing potholes?

In 2024, the RAC attended 7,904 breakdowns in the first quarter of 2024 due to bad road surfaces, up 53% on the last three months of 2023. 15/01/25
Six things you need to know about missing the 31 January self-assessment tax return deadline

With the 31st of January deadline fast approaching, HM Revenue and Customs (HMRC) has warned that millions of taxpayers have still not completed their Self-Assessment tax returns online. But what can you do if you miss the deadline? Charlotte Ellis, Paralegal, at ARAG Law, tells you what you need to know. 15/01/25
4 ways to escape your gym contract in the new year

Gyms are prepared for the New Year’s resolution rush and every January millions of people rush to sign up for gym membership contracts. But how fair are these contracts and can you terminate them if your situation changes? 15/01/25
Beating the winter blues: Overcoming ‘Blue Monday’ and the post-holiday slump

The festive season is often filled with excitement and joyous celebrations. However, once the decorations are packed away and the cheer fades away, many people find themselves facing a challenging time. The period after the holidays, particularly January, can feel like a real slog. 14/01/25
ARAG enters new era with insurance company and law firm

Legal expenses insurance provider ARAG has completed the integration of the DAS UK brand into the ARAG business, following the acquisition made one year ago. 02/01/25
How recent policy changes will shape UK businesses

Seasoned observers of budget announcements won’t have been at all surprised that the new government’s first budget seemed to take more than it gave away.
A short guide to grief: Important things to know and strategies to manage difficult times

We understand how difficult this time can be for those who’ve experienced loss. Our mental healthspecialists have shared a short guide which may help you during this time. 13/12/24
ARAG completes double at Personal Injury Awards

ARAG has picked up both the Insurance Provider of the Year and Case Funding Provider of the Year awards at the 2024 Personal Injury Awards, in a ceremony held at the Hilton Deansgate hotel in Manchester, last week. 04/12/2024
The law and the right to peaceful protests

Protesting in the UK is a deeply rooted tradition especially when it comes to protesting against government policy. Nevertheless, even peaceful protests are often viewed by many as a public nuisance. 29/11/24
Five steps to help manage financial stress

Every year in November Money Helper runs its Talk Money Week awareness campaign, to encourage people to be more open about money with friends and family, and get advice from experts if needed. 28/11/24
Ho Ho Home Invasion: What you need to know about the laws regarding trespassing on private property

Each year Father Christmas works tirelessly, travelling around the world delivering presents to children on his ‘nice’ list. But when he enters your home, is Father Christmas actually trespassing? If he does so without your expressed permission, could he be prosecuted? 26/11/24
Jingle bells and legal spells: Navigating Christmas laws

Whether the party is in or out of the office it should be treated as an extension of the workplace with both employers and employees conducting themselves appropriately. 21/11/24
How to manage mental health as a new dad

To mark this year’s Movember campaign, our mental health experts have delved into the topic of paternal mental health. 20/11/24
DAS UK is now part of the ARAG Group

DAS UK was bought by the ARAG Group in January 2024. 13/11/24
The RAG - Editorial

If 2023 was a big year for ARAG, in which we announced our acquisition of DAS UK, 2024 has been the year of making our vision for the company a reality. 04/11/24
The Beautiful North: Building Strong ATE Partnerships in Scotland

Flexibility has always been a cornerstone of ARAGs success – deeply embedded in both our product development and our partnerships. While some ATE providers may thrive on a ‘one-size-fits-all’ approach to underwriting, our commitment to adaptability sets us apart, especially in the Scottish legal market. 04/11/24
The RAG - November 2024

Welcome to the November edition issue of The RAG, the ARAG UK news bulletin. 04/11/2024
Not all ATE policies are created equal

Considering some of the other scandals that have littered the headlines over the past couple of years, the collapse of SSB Group Limited (trading as SSB Law) seems merely unfortunate, by comparison. 04/11/2024
How to show your body love through the menopause

While some women experience a problem-free menopause, most encounter symptoms that can rang from mild to severe. One of the most common symptoms is hot flushes, which impact three out of every four menopausal women. 28/10/24
Want to maximize your savings this Black Friday/Cyber Monday - Know your consumer rights before you click

Attention all shoppers, the countdown to the ultimate sales event of the year has officially begun! With Black Friday and Cyber Monday just around the corner, shoppers all over the world are getting ready to score some amazing deals. With a plethora of online offers and discounts to choose from, its no wonder that millions of shoppers are eagerly waiting to ‘click and buy’. 24/10/24
My neighbours’ bonfire night party is causing a nuisance. What can I do?

As the 5th of November approaches, the excitement of fireworks, sparklers, and bonfires fills the air, bringing joy to both adults and children. While these celebrations can be thrilling, its important to keep in mind that they can also pose serious risks if not handled properly, resulting in harm or property damage. 23/10/24
Our broken tribunal system isn’t fit for day-one employment rights

The Employment Rights Bill that has just been introduced is a landmark piece of legislation that sits at the heart of the new government’s agenda. In many ways, it will bring the UK up from a mid-table underperformer in the Champions’ League of employments rights to a genuine contender. 17/10/24
Employment tribunal backlog getting worse, HMCTS data show

The significant problems in the employment tribunal system are getting worse, according to analysis of the latest tribunal figures released by His Majesty’s Courts and Tribunal Service. 11/10/24
How to talk to your manager about your mental health

To help ease the anxiety around the conversation, our mental health practitioners have shared four tips on how to effectively share mental health challenges with your manager at work. 10/10/24
How far can you legally go to stop someone from playing a trick on you this Halloween?

The season of ‘spookiness’ is officially upon us! As Halloween approaches, many of us are looking forward to the fun-filled celebrations that come with this spooky holiday. However, amidst all the excitement, its important to be aware of the potential legal issues that can arise during Halloween festivities. 08/10/24
DAS reports 8% GWP growth following Arag acquisition

Legal expenses specialist insurer DAS Legal Expenses Insurance Company grew its gross written premium (GWP) by 8% in 2023, reaching £139.3m up from £128.8m the year before. 07/10/24
Home Emergency Solutions

Watch our latest video where our Corporate Business Manager, George Bladon, talks about ARAGs strengths and experience in providing innovative home emergency products for business partners and their customers. 04/10/2024
How ARAG Advance helps firms balance their books

Problems in the criminal justice system must demand the highest priority, but reducing the backlogs across civil justice has the potential to release many thousands of businesses and families from the economic drag that unresolved legal action inevitably creates. 03/10/24
The cost of birth trauma

Earlier this month, Joshua Rozenberg urged the new Labour administration to “...rediscover joined-up government”, highlighting the dividends that investment in the justice system could pay back to other departments, not least the Treasury. Tony Buss, ARAGs CEO highlights the widespread failings in maternity care, where staff shortages, poor training, and systemic issues have caused avoidable deaths and injuries. 01/10/2024
ARAG Day 2024

The 25th of September marked our second official ARAG Day, an initiative aimed at raising awareness of access to justice and fundraising for chosen charities across ARAG branches in every corner of the globe. 01/10/24
Sexual harassment in the workplace – A time for change

It seems apt, given the recent disclosures around Al Fayed when he owned Harrods, that the changes around sexual harassment at work becomes law on 26 October 2024. There was lots of reporting around this the beginning of 2024 and the time has now come for employers to consider what this means for them. 30/09/24
Problem tenants

Landlords following the news, who are worrying about problem tenants, will have seen that the government has launched a special fast track for repossession cases featuring antisocial behaviour cases. But what does this mean for landlords? Molly-Ellen Turecek, Legal Adviser at ARAG Law, tells you what you need to know. 26/09/24
Navigating a tight budget

Andy Talbot, director of marketing, ATE and broker sales, discusses how firms can work around the outcomes of the upcoming Autumn Budget. 26/09/24
Diminishing justice

Tony Buss is CEO of ARAG, the UK’s leading insurer of legal costs. He has been a key figure in the fight for access to justice for nearly 40 years and reflects here on the continuing crisis in the justice system, its effect on the country and how he hopes things might improve. 25/09/24
4 ways to limit disrepair claims from your tenants

Faye Schneider, Principal Associate overseeing the Landlord and Tenant Team at DAS Law, shares how you can best protect your agency and your landlord against an allegation of disrepair. 19/09/24
Preventing mould through proper maintenance

As winter approaches, landlords face the challenge of protecting their properties from potential issues like mould growth. Mould not only damages the property but can also harm tenant health and strain landlord-tenant relationships. 12/09/24
Navigating the Storm: Crisis management in schools

PODCAST: Commercial reputations take years to build but can be destroyed in a matter of hours. ARAG’s Crisis Communications cover gives expert PR advice and support to SMEs facing a communications disaster. 09/09/24
Top ten tips for winter home preparation

As winter approaches, landlords can ensure the readiness of your rented property. It’s not just a matter of comfort; its a smart investment in protecting your property, help to reduce the cost of high maintenance bills and minimise potential risks for your tenants. 05/09/24
Fixed recoverable costs in low value clinical negligence claims

From 1 October 2023, the FRC regime has not only extended to the fast track for cases of up to £25,000 in value, but also to a new, ‘intermediate’ track comprising of cases valued between £25,000 to £100,000. 05/09/24
Creating Specialist Schemes

Andy Talbot, Director of Marketing, Broker and Schemes, talks about ARAGs approach to setting up specialist commercial and personal schemes for brokers, insurers and MGAs, to cater to the needs of clients in a specific market niche. 05/09/2024
5 mental wellness tips for a healthy summer

When the British weather is on our side, summer can be a wonderful time of year filled with long days of sunshine and warmth. But just because the weather’s picked up doesn’t necessarily mean life is less overwhelming. 27/08/24
ARAG picks Alan Jappy to head up corporate business development

ARAG has appointed Alan Jappy as Head of New Business for corporate partnerships. 22/08/24
Uncertainty over uniforms as new school year looms

It is essential to understand the legal standpoint and explore potential courses of action for parents who find themselves at odds with a schools regulations. 20/08/24
Clinical Negligence Fixed Costs & Disbursements

There is continued uncertainty about how and when the regime for fixed costs in Clinical Negligence claims with a settlement value of less than £25,000 will be implemented. 21/08/24
Watching the Olympics at work

With the Paris Olympics starting this week, its an exciting time for sports fans. Some events will be during working hours in the UK. So, for people wanting to see these events while at work, what options do they have? 26/07/24
Post-termination restrictions for partners and team members

If an employee or partner has knowledge of your clients, your confidential know-how and techniques, your strategic plans and staff data could be attractive to a competitor within your sector. This article explains the types of restrictions that firms can implement to protect such information, as well as important points to consider when taking action. 24/07/24
Access to Justice Panel Discussion

The ARAG Access to Justice Conference 2024 on April 2024, featuring the ARAG UK CEO, Tony Buss gathered legal experts, tech innovators, and social advocates to address pressing questions and chart a course toward a more accessible and equitable future. 22/07/24
How to manage the financial stress of the school summer holidays

If you’re a parent or carer, you may be starting to worry about how you’ll navigate work and childcare during the summer holidays. 18/07/24
7 fun ideas for summertime family fitness

It’s really important for the entire family to stay active for both physical and mental health. The summer holidays provide a perfect opportunity for family exercise, as you may have more time and (fingers crossed) good weather. 05/08/24
The King’s Speech: A new deal for working people

His Majesty King Charles III delivered the King’s Speech in Parliament today, 17 July 2024. The King’s Speech outlined the Labour Government’s plan for legislative reform, which seeks to promote “security, fairness, and opportunity for all”. 17/07/24
Navigating data breach compensation claims

The extent to which damages can be claimed in the event of a data breach has been a hot topic over the last few years, with a particular focus on what compensation is available for smaller breaches where an individual doesn’t suffer material loss. 17/07/24
Justice needs new courts more than new laws

Our recent surprise general election inevitably kicked a swathe of legislation off the parliamentary agenda and into the long grass. How much of it the new government will dig out and seek to pass remains to be seen but, whatever priorities they may have, the in-tray awaiting incoming Justice Secretary Shabana Mahmood, was also overflowing. 17/07/2024
Holiday from hell - Part 3: Valet parking

While people are busy booking their summer holidays, the flights, hotels and activities take precedence. So, it is unlikely they will be willing to spend more than a few minutes trying to find a reliable and trusted place to park their vehicle while they’re away. 16/07/24
Holiday from hell - Part 2: Lost and damaged luggage

Losing your luggage after a flight can be a stressful and disheartening experience, leaving you without your essentials and unsure of what to do next. Fortunately, there are steps you can take to address the situation and potentially recover your belongings. 16/07/24
Holiday from hell - Part 1: Flight delays and compensation

Flight delays and cancellations can be incredibly frustrating, often disrupting travel plans and causing significant inconvenience. However, passengers may be entitled to compensation depending on the circumstances. When can you receive compensation? 15/07/24
ARAG names new heads

Legal expenses insurer ARAG, has announced the appointment of Helen Futter as product governance head, Anne Wienand as strategic partnerships head, and Marc Willett as propositions head. 12/07/24
Novation by conduct - Use it or lose it

The recent case of Rolls-Royce Holdings plc v Goodrich Corp demonstrates that conduct inconsistent with the express terms of a contract can override those written terms. In this case the court had to decide whether a contract had been effectively novated by conduct. This article explains the definition of novation and explores this case in detail. 04/07/24
Don’t let your private hedge be a hazard to public footpaths

Spring has sprung once again and gardens are beginning to bloom - with flowers, trees and hedges growing at pace. But if your hedge protrudes onto a public paths or highways, it’s important to ensure it remains well maintained, otherwise you could find yourself footing a large bill from the authorities. 04/07/2024
What actually is ‘active listening’ and how do you do it?

You may have heard people use the term ‘active listening’. It’s a powerful skill that can help someone who’s struggling to cope, to feel heard and better understood. Given how beneficial it is, our mental health experts have explained what exactly active listening is, and have shared tips to help us all improve our active listening skills. 03/07/24
£3.5 million settlement brings justice to injury victim

We talk a lot about access to justice at ARAG because it’s the reason our business exists and a founding principle that has become more and more important in the UK, in recent years. 01/07/2024
Everybody needs good neighbours

Sahib Ullah Raj, legal adviser at DAS Law, delves into the common quarrels that can arise between neighbours and outlines the legal avenues available for resolution. 24/06/24
Delivering Better Justice

We kicked off 2024 by completing the acquisition of DAS UK announced last year. The work to integrate our two businesses was already well underway, but the past few months have seen the various workstreams intensify and the final regulatory requirements ticked off. 21/06/24
Access to Justice starts with empowerment

I was both excited and honoured to be invited to participate in the ARAG Access to Justice Conference in Amsterdam. Our colleagues in the Netherlands brought together leading figures from the fields of technology and international justice with more than 200 business leaders from 19 countries, to explore the important theme of delivering universal access to justice.21/06/24
BIBA Business

It’s now almost six months since ARAG’s acquisition of DAS UK was completed and formally announced to the industry. Work was obviously well underway long before that, to plan the integration of the two organisations, but BIBA marked the first time that we have faced the market as one business. 20/06/24
The RAG - Summer 2024

Welcome to the Summer 2024 edition of the The RAG. 19/06/2024
Techspertise

The international ARAG Group has high ambitions for our future growth following the acquisition of DAS UK, and one of the most exciting prospects is the investment in technology that has been planned, to help us achieve those goals. 20/06/24
Dragon Boat Race 2024

ARAG UK once again participated in the Bristol Dragon Boat Race at Baltic Wharf on Sunday, June 16. 18/06/24
ARAG Access to Justice Conference 2024

VIDEO: Key actors from the frontiers of technology as well as international justice joined voices during the international ARAG Access to Justice Conference on April 19, in Amsterdam. 18/06/24
Simplifying holiday pay: Government changes to holiday pay and entitlement

On 1 January 2024, the government introduced changes to the Working Time Regulations which aimed to simplify holiday entitlement and holiday pay calculations. 17/06/24
A New Proposition for Partners

Director of Marketing, Broker & ATE Sales, Andy Talbot, and Director of BTE Partnerships, Jay Prosser, talk about ARAGs acquisition of DAS UK, how the integration of the two businesses is progressing and what it means for ARAGs business partners. 17/06/2024
A quick guide to loneliness

In a bid to help us all understand loneliness a little better, our mental health experts here at Vita Health Group have shared a quick guide, including the most important points to know about loneliness and advice on how to support someone who you think might be lonely. 14/06/2024
Euro 2024: Fantasy football and navigating online betting

The football tournament starts on 14th June 2024 and you may fancy a bet, but beware, some websites may tempt users with promises of high returns but lack the integrity to fulfil payouts, putting bettors funds in jeopardy. 13/06/2024
ARAG UK leaders promise best in class for brokers as integration rolls forward

ARAG and DAS have exited the state of limbo and can now power forward with the integration of the two businesses, the bosses have told Insurance Age. 07/06/24
Airbnb and holiday lettings: What to do with the staycation boom

There has been a huge rise in the number of complaints from local residents over the problem of Airbnbs being used as ‘noisy party houses’. Residents are demanding tougher rules governing short-term holiday lets to prevent them from being hired out as weekend party venues. 05/06/24
Better Births

Reports from the first national inquiry into traumatic births revealed testimony from mothers that was harrowing and often shocking, but probably unsurprising for anyone with even the remotest experience of clinical negligence cases. Mike Knight, UK Sales Manager for ARAG’s after-the-event insurance business considers what the next government might do with the report. 03/06/24
ARAGs Expanding Business

ARAG UK CEO Tony Buss and COO Tony Coram talk about the companys 2023 acquisition of DAS UK and how the integration of the two legal expenses insurance and assistance business has progressed. 03/06/2023
Running for Justice

As the last few meters were conquered and the finish line loomed ahead, crossing the finish line was not just a personal victory but a triumph for the Bristol Law Centre and the communities it serves. It was not just a race, it was a celebration of community, compassion, and the power of collective action. As the sun set on the bustling streets of Bristol, one thing was clear: together, we can make a difference, one step at a time. 30/05/2024
Managing Bad News Days

As well as legal and tax advice helplines, ARAG’s commercial legal expenses policyholders also have access to our innovative Crisis Communications facility, which offers expert public relations advice if an event leads to negative publicity for the insured business. 28/05/24
How Maternity, Adoption and Shared Parental Leave regulations are changing this year

On 11 December 2023 the draft Maternity Leave, Adoption Leave and Shared Parental Leave (Amendment) Regulations 2024 were laid. 17/05/24
ARAG Group Doubles Net Income

The ARAG Group again increased its gross premium income strongly in 2023 – by 7.9 percent (€174 million) to € 237 billion. 17/05/24
Not such a quiet year

While 2024 may not have produced many headline-grabbing changes to employment legislation, it has seen numerous reforms that businesses should be aware of, and there’s more to come. 09/05/24
2023 Results 2024 Plans

Tony Buss, CEO of ARAG UK, talks about how the business fared in 2023 and the ongoing integration of DAS UK, which was acquired by ARAG during the year. 03/05/24
ARAG posts strong 2023 result ahead of DAS integration

Market-leading legal expenses insurance and assistance provider ARAG has reported solid growth and profit for the 2023 financial year, during which the company began the process of integrating DAS UK, in the run-up to the completion of its acquisition by ARAG SE. 02/05/24
Empowerment Takes Center Stage in Amsterdam

Key actors from the frontiers of technology as well as international justice joined voices during the international ARAG Access to Justice Conference on April 19, in Amsterdam. 25.04.24
How to support a colleague with stress

No one can escape stress - it’s a natural part of life and we all go through periods of dealing with it. But statistics show there has been a significant increase in work-related stress, depression and anxiety. 24.04.24
Get to know: Changes to employment law

On 6th April 2024, new legislation is coming into force that will affect employees rights to time off in relation to paternity leave and to take carers leave to provide or arrange care for a dependant with a long term care need. 23/04/24
The rise and risks of AI contract drafting and analysis

There has recently been an increase in the number of startups bringing artificial intelligence (AI) contract drafting and analysis tools to market. 10/04/24
ARAG shortlisted at British Insurance Awards

Following on from ARAG’s acquisition of DAS UK earlier this year, the significance of the takeover has been highlighted within the industry, as ARAG has been nominated for the Industry Impact Award at the British Insurance Awards. 09/04/24
Access to Justice Conference 2024

Next week, ARAG UK is set to cross the English Channel for the Access to Justice Conference in Amsterdam. The event will unite ARAG representatives from various countries worldwide, along with business partners, to delve into the ever-growing significance of access to justice. 08/04/24
The stress-busting edition

Stress Awareness Month has been held every April for the last 32 years to raise awareness of the causes and cures for our modern day stress epidemic. 28/03/24
Neurodiversity in the workplace

The term ‘neurodivergent’ was first used over twenty years ago to describe the way everyone’sbrains work differently. Neurodivergent people are those who think, process, perceive and interpret the world around them differently to ‘neurotypical people’ i.e. those who think and behave in a way that it considered by society as ‘normal’. 21/03/24
No substitute for full compensation

February saw the publication of not just one, but two reports making significant proposals for the NHS. However, both documents also make recommendations that could have a profound impact on the future of justice and compensation for people injured through medical treatment or care. 06/03/2024
The rise and (pit)falls of AI in Will writing

A Will ensures that when you pass away, your estate is distributed in accordance with your wishes. 06/03/24
Home Truths

While a government consultation on the regulation of social housing is drawing to a close, cavity wall insulation claims have also hit the headlines as hundreds of homeowners may face legal bills because their cases were not properly insured. ATE Account Manager Emma Wilson looks at the implications for firms. 26/02/24
Can an AI-generated statement be defamatory?

In May 2023, the Guardian featured an article bearing the headline “Nearly 50 news websites are ‘AI-generated’, a study says”. Even now, at a time likely to be regarded as its relative infancy, artificial intelligence (AI) can generate content with speed, authenticity (or at least the appearance of it) and a flair for headline-writing that can rival some of the nation’s red tops. 21/02/24
Challenging the stigma of neurodiversity

13th - 19th March marks Neurodiversity Celebration Week - a week that aims to bring about worldwide neurodiversity acceptance, equality and inclusion. 15/02/24
Reputation protection

Commercial reputations take years to build but can be destroyed in a matter of hours. ARAG’s Crisis Communications cover gives expert PR advice and support to SMEs facing a communications disaster. 05/02/24
Businesses falling into the justice gap

Widely seen as a personal problem, diminishing access to justice also severely impacts businesses. Tony Buss, managing director at ARAG, explains how the justice gap has become a major issue for companies in the UK and what brokers can do to help. 02/02/2024
Speeding up the search for ATE cover

The history of insuring personal injury and clinical negligence cases has been such a rollercoaster ride through continued legislative tinkering and satellite litigation, that these tend to be the first and, sometimes, only things that come to mind when talking about after-the-event (ATE) insurance. 22/01/2024
ARAG Group completes acquisition of DAS UK

ARAG Group is pleased to announce it has completed the acquisition of DAS UK, a legal protection insurance business in the United Kingdom. 16/01/2024
Busting the myth of ‘Blue Monday’

We all experience good and bad days, and the calendar can’t dictate when those are. The term ‘Blue Monday’ contributes to damaging preconceptions about depression and trivialises an illness that can be life-threatening. 12/01/24
How to cope with the heavy expectation of a new year

Some people love to set themselves goals and resolutions in January. But for many others, the onslaught of “new year, new you” messaging - the expectation to tone our bodies, refine our minds and eliminate foods from our diet - can be a triggering time. 08/01/23
Combating loneliness during the holidays

Whatever your setup around the festive season is, it’s possible that feelings of loneliness will come in at some point. It’s not unusual that the focus and pressure on togetherness and merriment at this time of the year can trigger negative emotions, particularly for those who live or work alone. 19/12/23
Tis the Season to be Wary

Yes, it’s December again already and, having only just navigated the potential pitfalls of Black Friday, businesses of all sizes are gearing up for the holiday season. 01/12/2023
Takeaways from the Women in Insurance Summit

This week, a group of staff from across the business took the train up to London for the UK Women in Insurance Summit hosted by Insurance Business in Canary Wharf. ARAG was very pleased to be one of this important event’s sponsors. 01/12/2023
ARAG scoops ATE Funding Award

ARAG was presented with the Case Funding Provider award in this year’s Personal Injury Awards, at a ceremony held at the iconic Hilton Deansgate hotel in Manchester, last night. 24/11/23
Women in Insurance Summit

We’re thrilled to be supporting the UK Women in Insurance Summit that is being hosted by Insurance Business next week, in Canary Wharf, and looking forward to the fascinating line-up of speakers and panel discussions in what looks like a packed and thought-provoking agenda. 23/11/2023
Black Friday risks for SMEs

Every year, around this time in November, news pages, inboxes and search results are dominated by the words ‘Black Friday’. Accompanying all the stories about how and where to secure the best deals during retail’s biggest feeding frenzy, are dire warnings to consumers about bogus offers and heightened security threats. 21/11/2023
How to get financial stress under control

Financial issues can look different for everyone. Some people struggle to pay bills, feed the family, or maintain a place to live. Others meet their basic needs but are dipping into their savings for extras. Research shows that the number of people stressing about their finances is increasing. Understandably, financial issues can cause distress, anxiety and worry. 20/11/23
SMEs must beware Black Friday too

Small businesses need to address key risks ahead of Black Friday (November 24th) whether they are planning their own promotions for the Black Friday-Cyber Monday weekend or simply shopping for a bargain themselves. 13/11/2023
Talking Law Podcast featuring Emma Wilson and Lisa Abrahams

Sally Penni MBE is Talking Law with Lisa Abrahams & Emma Wilson. Lisa and Emma both work in insurance at ARAG, which provides legal insurance products on a global scale. Lisa and Emma both discuss how they came to their careers via alternative routes, and stress that it’s never too late to start. 10/11/23
Day 1 Benefits

With most insurance policies, if you don’t make a claim then you don’t get any real benefit from them. Our Essential Business legal policy is different, it offers a wraparound legal service from day one. 06/11/2023
ARAG on the challenges still facing SMEs

Conversations about the cost-of-living crisis and surging energy bills understandably tend to zero in on the impact these are having on individuals and families – as do the various assistance packages put in place to offset these challenges. 02/11/23
How to help men open up about their worries

The theme for International Men’s Day on November 19 2023 is ‘Zero Male Suicide’. However, men are now almost three times more likely to see a therapist if they’re worried, compared to 2009. 01/11/23
Building bespoke partnerships - Lanyon Bowdler

Last years Clinical Negligence Lawyer of the Year at the Personal Injury Awards, Beth Heath of Lanyon Bowdler, talks about her experiences working with ARAG and a special scheme developed for lower value claims following the Shrewsbury & Telford NHS Hospital Trust maternity scandal. 30/10/2023
Understanding the link between mental and physical health

People with mental ill health may find that they experience migraines, headaches, fatigue and stomach problems. Whilst people who suffer a physical injury may find they suffer with low mood, sadness or anger. 27/10/23
ARAG to provide hire car cover for Hastings Direct customers

Leading legal expenses insurance and assistance provider ARAG has been selected by Hastings Direct to supply Vehicle Hire Insurance to motor clients of the Bexhill-on-Sea based insurance provider. 20/10/23
Seasonal Affective Disorder (SAD)

As we move through the shorter winter days, many of us will find that it’s becoming harder to get outside. However, getting fresh air, at least once a day, is essential to our wellbeing and mental outlook. 19/10/23
On the road with ARAG ATE

We’ve held a series of seminars through the summer and into the autumn, talking to practitioners about how the landscape for clinical negligence and serious injury has changed over the 10 years since the Legal Aid, Sentencing and Punishment of Offenders Act (LASPO) was implemented, and how ARAG has continued to adapt our ATE policies to meet the changing demands of the sector. 17/10/2023
Flexible solutions for difficult cases

One of the key differentiators on which ARAG has built its success in the UK is the company’s flexibility around products and underwriting. Whether we’re working with an insurer, broker or a solicitor, we recognise that every firm serves different groups of clients, and that we sometimes have to adapt our products to meet their needs. 17/10/2023
Far from ‘fixed’ - changes to Fixed Recoverable Costs continue

While most clinical negligence cases still remain outside the Fixed Recoverable Cost (FRC) regime following the broad expansion that was introduced at the start of this month, it doesn’t look like they will escape much longer. 17/10/2023
ARAG DAY - supporting Bristol Law Centre

Since our business was founded in 2006, ARAG has supported many charities and community organisations, and encouraged staff to provide practical help wherever we can. In June, for example, members of the ATE team climbed Yr Wyddfa in North Wales, otherwise known as Mount Snowdon, to raise money for the charity AvMA (Action against Medical Accidents). 17/10/2023
Adapting for justice

Among the characteristics that we prize most highly, ARAG has always striven to be flexible. But our adaptability is more than just a USP. At ARAG, innovation is driven by our founding principle of extending access to justice to those who might otherwise be unable to afford it. 17/10/2023
The RAG October 2023

Welcome to the October edition issue of The RAG, the ARAG UK news bulletin. 16/10/2023
Menopause and Mental Health

World Menopause Day is held every year on the 18th of October. The purpose of the day is to raise awareness of the menopause and the support options available for improving health and wellbeing. 09/10/23
ARAG shortlisted for 3 more awards

ARAG has been no stranger to awards ceremonies this year, but even we were pleasantly surprised to hear that our work has been acknowledged with nominations in no fewer than three different categories in this year’s Personal Injury Awards. 03/10/2023
ARAG DAY 2023

A week of events leading up to ARAG DAY 2023 has seen ARAGs support of Bristol Law Centre extended to include working with one of our local partner law firms, Ashfords LLP, to increase capacity at the law centre and provide legal advice clinics for people in employment and family law. 29/09/2023
Our ARAG DAY partner - Bristol Law Centre

Bristol Law Centre CEO, Karen Bowers, and ARAG MD, Tony Buss, talk about the partnership between the two organisations and how ARAG is helping the law centre in its work. 21/09/2023
Getting ready for ARAG DAY

Like many companies, selecting our charity of the year is a careful decision that typically results in ARAG supporting a charity that is both local and close to our hearts. This year, however, we’ve had an additional consideration, as we’re participating in a global ARAG initiative to support organisations that extend access to justice. 21/09/2023

News & Press

Please choose a category:

ARAG and Maxima combine to support small legal practices

Managing Silicosis risk

A spring loaded with employer challenges

Employment Law update

ARAGs Family Day One Benefits

April fool or legal fool? The risks of workplace pranks

ARAG appoint new Director of Underwriting

Strategies for a resilient mind

Bad hair day: Your legal rights

Trust in AI

Replacing the Covid-19 Protocol

The Procurement Act 2023: What you need to know

Don’t take a gamble when it comes to online betting

Assessing the Gender Justice Gap

ARAG strengthens City team with experienced hire

What businesses need to know about food allergies and the law

David Haynes to succeed Tony Buss as CEO of ARAG UK

National Apprenticeship week: What you need to know

Valentine’s Day – who gets to keep the ring?

ARAG UK welcomes new CEO

Chris Neill takes new Partner role at ARAG Law

What can drivers do when councils are a stuck in the mud on repairing potholes?

Six things you need to know about missing the 31 January self-assessment tax return deadline

4 ways to escape your gym contract in the new year

Beating the winter blues: Overcoming ‘Blue Monday’ and the post-holiday slump

ARAG enters new era with insurance company and law firm

How recent policy changes will shape UK businesses

A short guide to grief: Important things to know and strategies to manage difficult times

ARAG completes double at Personal Injury Awards

The law and the right to peaceful protests

Five steps to help manage financial stress

Ho Ho Home Invasion: What you need to know about the laws regarding trespassing on private property

Jingle bells and legal spells: Navigating Christmas laws

How to manage mental health as a new dad

DAS UK is now part of the ARAG Group

The RAG - Editorial

The Beautiful North: Building Strong ATE Partnerships in Scotland

The RAG - November 2024

Not all ATE policies are created equal

How to show your body love through the menopause

Want to maximize your savings this Black Friday/Cyber Monday - Know your consumer rights before you click

My neighbours’ bonfire night party is causing a nuisance. What can I do?

Our broken tribunal system isn’t fit for day-one employment rights

Employment tribunal backlog getting worse, HMCTS data show

How to talk to your manager about your mental health

How far can you legally go to stop someone from playing a trick on you this Halloween?

DAS reports 8% GWP growth following Arag acquisition

Home Emergency Solutions

How ARAG Advance helps firms balance their books

The cost of birth trauma

ARAG Day 2024

Sexual harassment in the workplace – A time for change

Problem tenants

Navigating a tight budget

Diminishing justice

4 ways to limit disrepair claims from your tenants

Preventing mould through proper maintenance

Navigating the Storm: Crisis management in schools

Top ten tips for winter home preparation

Fixed recoverable costs in low value clinical negligence claims

Creating Specialist Schemes

5 mental wellness tips for a healthy summer

ARAG picks Alan Jappy to head up corporate business development

Uncertainty over uniforms as new school year looms

Clinical Negligence Fixed Costs & Disbursements

Watching the Olympics at work

Post-termination restrictions for partners and team members

Access to Justice Panel Discussion

How to manage the financial stress of the school summer holidays

7 fun ideas for summertime family fitness

The King’s Speech: A new deal for working people

Navigating data breach compensation claims

Justice needs new courts more than new laws

Holiday from hell - Part 3: Valet parking

Holiday from hell - Part 2: Lost and damaged luggage

Holiday from hell - Part 1: Flight delays and compensation

ARAG names new heads

Novation by conduct - Use it or lose it