Landlord legal expenses insurance
Helping landlords with legal problems
We help thousands of landlords every year, helping to regain repossession of their properties, collect rent arrears and protect their property. Read our landlord customer stories.
Helping landlords
As a landlord you hope to have a trouble-free relationship with your tenant.
Unfortunately, all landlords are exposed to the risk of a tenant falling behind with their rent, refusing to leave at the end of a tenancy or causing damage to the property.
If you have a legal dispute with a tenant it can be expensive, time consuming and stressful to deal with. Taking legal action to resolve these issues can be expensive, complicated and take a lot of time.
Our landlord legal expenses insurance allows you to protect your assets without worrying about the cost.
The following are accounts of real claims. We have changed the customers' names to protect their privacy.
Cover
We'll help you with legal disputes over
• repossessing your porperty
• damage, nuisance and trespass to your property
• recovering of rent arrears
• and property-related prosecution defence.
We will also pay alternative accommodation and/or storage costs whilst we help regain possession of your property.
Enforcing Zoe's rent arrears claim
Our insured, Zoe, faced significant rent arrears from her tenant.
She contacted our legal advice helpline, which guided her through using the appropriate mandatory arrears legal documents and prepare evidence.
Zoe was able to serve a compliant notice using our legal documents platform.
The tenant entered an arrears repayment plan to avoid court escalation, resolving the issue efficiently.
- She had landlord legal expenses insurance, purchased through a broker, to secure and manage her property portfolio.
- Zoe contacted our legal advice helpline as soon as the problem felt unresolvable by her correspondence.
- She had a clear record of her communication.
- Throughout her claim, Zoe always had a better than 50% chance of winning her case.
Helping Paul repossess his property
Paul contacted us for legal advice after his tenant fell into arrears and continued to ignore reminders for rental income payment.
We directed Paul to our landlord legal services website to download the necessary legal notice requiring the tenant to quit the rental unit. Unfortunately, the tenant ignored the legal notice and the matter escalated.
We instructed lawyers to obtain a court order for repossession of the rental property and paid the lawyer’s costs and the court fee, as covered under his policy.
- Paul had purchased landlord legal expenses insurance for his rental unit business through a broker.
- He contacted our legal advice helpline as soon as the problem arose.
- He followed our guidance and had a clear record of all communication.
- Throughout his claim, Paul always had a better than 50% chance of winning his case.
Covering Fahim’s tenants’ rent arrears
When Fahim needed to repossess his property due to serious rent arrears, he contacted our legal advice helpline.
Because Fahim had met all obligations under his policy cover, we agreed to cover the rent arrears incurred while repossession was being sought.
We also paid 75% of the rent for the next two months after possession, giving Fahim crucial financial support while he prepared the property for a new tenant.
- He had landlord legal expenses insurance for his rental property, purchased through a broker.
- He had all the required documentation in place from his tenant prior to them taking residency.
- Fahim contacted our legal advice helpline as soon as the problem felt unresolvable by his correspondence.
- He had a clear record of all communication.
- Throughout his claim, Fahim always had a better than 50% chance of winning the case.
