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What is landlord legal expenses insurance?

Landlord legal insurance helps landlords handle issues such as repossessing a property, resolving tenant‑related disputes, recovering unpaid rent, and defending against property‑related legal prosecutions.

 

How could it help me?

It could provide you with funding for the cost of bringing or defending a legal case, and gives you access to telephone legal advice.

 
 

ARAG landlord legal expenses insurance

We provide our policyholders with products to protect against the impact of legal disputes, and the peace of mind that goes with that.

 

FAQ's

Visit our FAQ page to find the most common questions landlords have about how legal expenses insurance works and when it can help. It explains what’s covered, including disputes with tenants, repossession, recovery of rent arrears and property-related prosecutions, as well as what isn’t covered, such as pre‑existing issues.

 

Renters Rights Act

The Renters’ Rights Act received Royal Assent on 27 October 2025, marking the most significant overhaul of England’s private rental sector in nearly 40 years. While the Act is now law, its provisions will be phased in across three stages, starting 1 May 2026. Here’s what’s changing, when, and what it means for landlords.

To learn more about how these changes will effect landlords, you can visit our landlord site for all the updates.

 
 

Landlord products

Landlord legal expenses insurance can cover various things and offer a range of levels of protection. Here you can find out about the different types available, and what they may be able to help you with.

 

How to check if you’re covered

Landlord legal expenses insurance is typically included as an ‘add-on’ when you purchase other insurance products. Here’s how you can find out if you have it.

 

How to buy legal expenses insurance

You can’t generally buy legal expenses insurance directly; it’s typically bought as an optional ‘add-on’ to other types of insurance such as home or motor. Get in touch to find out more.