skip to search skip to contact
 

From 1 May 2026, the Renters’ Rights Act will significantly change how landlords manage tenancies, resolve disputes and protect their income. Many routine situations are likely to become more complex, time consuming and costly without the right support in place.

These changes highlight the growing importance of having access to early legal advice and cover when issues arise, and this is something that Legal Expenses Insurance (LEI) policyholders have.

Increased risk of disputes and legal action

With the end of Section 21, regaining possession will rely on specific legal grounds and, in many cases, court proceedings. This means:

  • Greater reliance on evidence and correct processes;
  • A higher likelihood of delays and legal costs; and
  • More scope for disputes if procedures aren’t followed precisely.
 

Your LEI cover can help you access legal advice early, reducing the risk of mistakes that could weaken your position.

Less certainty, more day to day complexity

The move to open ended periodic tenancies removes fixed terms and guaranteed minimum rental-income periods. Tenants will be able to leave with two months’ notice at any time, increasing turnover and uncertainty.

Legal guidance can help you:

  • Understand your rights and obligations;
  • Manage tenancy changes correctly; and
  • Respond confidently when issues arise.

Tighter controls and higher penalties

New rules around rent increases, bidding wars, pets and discrimination come with stricter compliance requirements. The maximum penalties for breaches is £7,000, even where issues arise unintentionally.

LEI support can help you:

  • Interpret the new rules correctly;
  • Avoid costly errors; and
  • Deal with disputes before they escalate.

Greater exposure to arrears and disputes

Capping upfront rent at one month reduces a key risk management tool for landlords and may increase exposure to arrears and disagreements over payment.

Early legal advice can play a key role in resolving issues quickly and protecting your position.

These reforms are being phased in, and more changes are still to come.
We’ll be sharing further updates, guidance and practical insights to help you stay informed and prepared.

Look out for more information soon.

If you’re unsure how these changes will affect you, speak to our legal advice helpline for expert, practical support and peace of mind. You’ll find the contact details in your policy documentation.

 

Disclaimer - all information in this article was correct at time of publishing.