Motor Legal Cover
Our motor insurance products provide cost effective solutions for your customers
Speak to our Sales TeamMost people rely on being able to travel by car to go about their day-to-day business. As we all spend so much time in our cars, road traffic accidents, uninsured losses, or even personal injury can occur from time to time. If something does go wrong, any problems—whether related to legal expenses or vehicle damage—need to be resolved as soon as possible.
Motor legal protection cover ensures your client they have access to expert legal advice and representation. With a legal protection policy or motor legal protection cover, they're supported by a legal advice helpline and professional assistance in navigating complex situations like personal injury claims, legal costs, and uninsured losses. These policies protect their financial interests and can provide for legal fees if court action is needed. They may also be bundled with your car insurance policy, depending on the type of cover you have.
For full protection, make sure your client includes both car insurance and motor legal protection cover within their insurance policy.
Also available: Motor Breakdown Cover
Being involved in a breakdown can be a distressing experience. Finding a quality repairer at short notice can be a nightmare. That's why having breakdown cover is crucial alongside your standard car insurance. Our assistance cover is essential for drivers as it provides peace of mind, ensures you won’t be stranded in an emergency, and can improve your reasonable chance of success when legal disputes arise.
Motor legal cover scenario 1
Our insured was travelling in the inside lane of a dual carriageway when the third party vehicle unexpectedly drifted into her lane, resulting in a collision that caused extensive damage to her car.
As our insured held a fully comprehensive insurance policy, we promptly initiated a claim to recover her policy excess. In addition, we arranged for a hire vehicle to ensure she remained mobile while her own car was undergoing repairs.
The repair process was managed efficiently, and all necessary steps were taken to minimise disruption and inconvenience to the insured.
Motor legal cover scenario 2
Our insured was injured when a van ran into the back of his car at speed. He was taken to hospital with a broken collar bone, bruising and whiplash. We were notified of the claim and instructed a lawyer to represent the insured.
The van driver admitted liability and after extensive negotiations with his insurers a settlement of £10,000 was reached. This compensated our insured for pain and suffering, physiotherapy treatment and alternative transport while he was unable to drive. At the same time, his motor policy excess was successfully claimed back.
Without our Motoring Legal Cover, our insured could have entered into a “no-win, no-fee” agreement but would have paid up to 25% of his compensation as a fee to the lawyer.
