Protecting your legal rights when driving
Motor legal expenses insurance
Motor legal expenses insurance can help if you're in an accident that wasn’t your fault, covering losses not covered by your motor insurance policy.
How can motor legal expenses insurance help?
If you’re involved in an accident that wasn’t your fault, motor legal insurance could help you with the losses that aren’t covered by your motor insurance policy. For instance, motor legal expenses insurance could:
- Provide legal representation to help you and any passengers who have been injured
- Provide a replacement vehicle whilst yours is being repaired
- Recover lost earnings as a result of your vehicle being damaged
- Recover a policy excesses if you have a comprehensive motor insurance policy
- Recover repair costs if you don’t have a comprehensive motor insurance policy
Motor legal expenses insurance could pay up to £100,000 per claim to cover your legal costs and expenses, and the other person’s legal costs if you lose.
Other motor products
Motor breakdown
We also offer cover for roadside assistance and/or recovery or alternative transport if your vehicle is stolen.
Telephone legal advice
Motor legal expenses insurance can also come with access to a telephone legal advice, and a counselling helpline.
Where can you buy it?
Most policies are available as an additional product when you buy a motor insurance policy through an insurance provider. Check what cover you already have in place before adding motor legal expenses insurance to a new policy though; you may already have it.
If you’d like more information about motor legal expenses insurance have a look at our FAQs below or speak to your insurance adviser, or get in touch.
