What is ARAG’s Essential Business Legal Cover?

ARAG’s Essential Business Legal Cover is a comprehensive insurance policy designed to protect businesses from a range of legal issues that may arise in the course of their operations. The cover provides access to legal advice, representation, and financial support to help businesses navigate through legal disputes and challenges.

What types of legal issues are covered?
Provides indemnity of up to £100,000 per claim for specialist legal representation and assistance for:

• Employment protection and compensation awards
• Employment restrictive covenants
• Tax disputes
• Property
• Legal defence
• Compliance and regulation
• Statutory licence appeals
• Loss of earnings
• Personal injury
• Executive suite – legal cover to protect the principal, executive officers, directors and partners of your business
• Contract disputes & debt recovery (optional cover)

24/7 Business Support

Legal Advice
Access to legal advice 24 hours a day, 7 days a week, on any legal problem affecting your customer's business. If they have their phone, they can speak to a lawyer wherever they are, whenever they like. This can include advice on issues such as employment and redundancy, health & safety, or statutory licences, it can also relate to changes to legislation such as National Minimum Wage and National Insurance.

Tax helpline
They can also obtain tax-related advice from our tax helpline on any matter affecting your business.

Counselling helpline
Qualified counsellors provide free confidential support and advice by phone to your employees or their family members who are suffering from emotional upset or feeling worried and anxious about a personal or work-related problem.