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Brokers - Important Notice: Change to the rate of IPT

Implications and ARAG's requirementsThe Rate ChangeYou will be aware of the latest change in the standard rate of insurance premium tax (IPT) which was presented in the 16th March 2016 Budget. George Osbourne announced 0.5% increase of IPT paid on premiums which are taxed at the standard rate. The rate therefore increases from 9.5% to 10.0% effective from 1st October 2016. Effective date used to determine rate of IPTARAG submits accounts to its...

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Not all ATE policies are created equal

After the Event policies may appear to provide identical cover but, in these turbulent times for the market, solicitors should be giving just as much scrutiny to the company behind the policy, argues Paul Hurley, Director and Head of ATE at ARAG Legal. Perhaps the alarm bells should have been ringing before AU Insurance Services went into administration, last quarter. An uninspiring web presence and the virtual invisibility of company and employees...

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ARAG posts double-digit growth for 2015 despite challenging market conditions

 ARAG plc, the UK legal protection and assistance specialist, has announced 12% growth in premium under management for 2015, its ninth full year of trading. In what have been turbulent times for the legal expenses insurance sector, ARAG UK’s Gross Written Premium (GWP) under management increased from £39.6m in 2014 to £44.3m in 2015, generating a pre-­‐tax profit of £2.7 million. “2015 was another highly...

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Survey finds that workers are afraid to claim for compensation following accidents at work

Under the headline "More than four in 10 workers fear claiming for compensation" this week's Insurance Post reports on a You Gov survey which found that 45% of workers in Britain fear losing their job if they take legal action against an employer.   The research conducted alongside the survey was commissioned by and revealed that workers could be at risk of mistreatment and exploitation due to a lack of awareness of their rights.   23%...

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ARAG underwriting service awards 2015